Engagement
Motor and Household Cohort Read
A focused comparison of accident-year or weather-year cohorts, including notification lag, solicitor capture, and repair inflation where the extract allows.
Who it is for
Underwriting and claims jointly, when a year of weather or a repair-network change has made last year’s averages unreliable.
What you leave with
A side-by-side read of two cohorts — accident years, storm names, or network-switch dates — with the mix explained in sentences.
Included
- Split of the book at an event date you name
- Notification lag, mix, and cost charts for each side
- A short joint briefing for claims and underwriting
Not included
- Pricing model rebuilds
- Flood mapping
- Repairer contract negotiation
How the work proceeds
- Name the split date and the two cohorts
- Extract and gap list
- Draft and joint briefing
Where we work
Remote, with a visit if both functions will sit in one room.
What we need from you
Do not blend the two years in the extract. Keep the event date field populated.
Limits
Four weeks assumes a clean extract. Storm extracts with missing first-notification dates take longer.
Fees
From £7,500 for two cohorts on one line.